Overview

* Yiren Digital Q2 2025 revenue rises 10% yr/yr, driven by financial services growth

* Net income for Q2 2025 reaches RMB 357.5 mln, marking return to profitability

* Insurance brokerage revenue declines 36% due to lower commission rates

Outlook

* Yiren Digital projects Q3 2025 revenue between RMB1.4 bln and RMB1.6 bln

* Company anticipates loan growth from domestic and international markets

* Yiren Digital ( YRD ) aims for further market penetration into new customer segments

Result Drivers

* LOAN GROWTH - Total loans facilitated rose 34% qtr-on-qtr to RMB20.3 bln, driven by strong demand for small revolving loan products

* BORROWER INCREASE - Number of borrowers served grew by 19% qtr-on-qtr, reaching 1.64 mln, due to high demand for small revolving loans

* INSURANCE PREMIUMS - Gross written premiums rose 6% qtr-on-qtr to RMB850.1 mln, attributed to recovery post regulatory changes

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q2 RMB 1.65

Revenue bln

Q2 Net RMB

Income 357.54

mln

Q2 RMB

Adjusted 351.40

EBITDA mln

Q2 RMB

Pretax 425.85

Profit mln

Press Release:

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)