12:35 PM EDT, 10/17/2025 (MT Newswires) -- Fifth Third Bancorp ( FITB ) , Huntington Bancshares ( HBAN ) , and Regions Financial ( RF ) on Friday provided upbeat views on credit quality, helping ease broader concerns over bad loans at US banks.
On Thursday, regional bank stocks came under pressure over credit worries sparked by disclosures from Zions Bancorporation (ZION) and Western Alliance Bancorp ( WAL ) .
Earlier this week, Zions disclosed "apparent misrepresentations and contractual defaults" regarding two commercial and industrial loans, while Western Alliance said it had filed a lawsuit due to alleged fraud related to a revolving credit facility.
"Broad-based credit trends remain stable across industries and geographies," Fifth Third Chief Financial Officer Bryan Preston said Friday during an earnings conference call, according to a FactSet transcript. "Commercial non-performing loans decreased 14% sequentially and 30% since the first quarter."
Huntington's executives seemed to share that sentiment.
"Credit quality continues to perform very well, with net charge-offs of 22 basis points," Huntington CFO Zachary Wasserman told analysts. "Forward-looking credit metrics remain stable."
Huntington Chief Executive Steve Steinour said in a statement that credit quality remained "top tier."
Regions Financial ( RF ) attributed a sequential drop in its allowance for credit losses to a "significant improvement in business services criticized loans" and lower non-performing loans, "as well as solid progress made on resolutions within certain previously identified portfolios of interest."
Fifth Third shares were up 1.4% in Friday afternoon trade, while Huntington rose 1%. Regions Financial ( RF ) was 0.2% higher.
All three lenders reported gains in third-quarter results on an annual basis.
Fifth Third's earnings rose to $0.91 per share for the September quarter from $0.78 a year earlier, while revenue -- expressed as the sum of net interest income and total noninterest income -- improved to $2.31 billion from $2.14 billion. Analysts polled by FactSet were looking for $0.86 and $2.29 billion, respectively.
Huntington's EPS increased year over year to $0.41 from $0.33, while revenue jumped 14% to $2.15 billion. The consensus EPS estimate was for $0.37.
Regions Financial's ( RF ) adjusted EPS improved 11% to $0.63, while non-GAAP revenue increased 3.9% to $1.94 billion. Analysts projected $0.60 and $1.92 billion, respectively.
Price: 23.29, Change: -0.06, Percent Change: -0.26