Overview

* First Western Q3 net income rises to $3.2 mln, diluted EPS at $0.32

* Total deposits increased 12.6% to $2.85 bln in Q3 2025

* Net interest income rises 8.9% to $19.5 mln in Q3 2025

Outlook

* Company expects solid loan growth in Q4 2025

* First Western sees continuation of positive trends in key areas

* Company anticipates healthy economic conditions to support loan production

Result Drivers

* DEPOSIT GROWTH - Total deposits increased 12.6% to $2.85 bln, driven by money market and noninterest-bearing accounts

* NET INTEREST INCOME - Net interest income rose 8.9% to $19.5 mln due to increased average interest-earning assets

* LOAN PRODUCTION - Strong loan production diversified across markets and portfolios, contributing to growth

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q3 Net $3.18

Income mln

Q3 Net $19.45

Interest mln

Income

Q3 Loan $2.25

Loss mln

Provisio

n

Q3 $3.96

Pretax mln

Profit

Analyst Coverage

* The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 2 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"

* The average consensus recommendation for the banks peer group is "buy"

* Wall Street's median 12-month price target for First Western Financial Inc ( MYFW ) is $26.00, about 13.8% above its October 21 closing price of $22.40

* The stock recently traded at 12 times the next 12-month earnings vs. a P/E of 12 three months ago

Press Release:

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)