Overview

* Horace Mann Q2 revenue rises 6% but missed analyst expectations, per LSEG data

* Core EPS for Q2 beats consensus

* Net income for Q2 rises

Outlook

* Horace Mann raises full-year 2025 core EPS guidance to $4.15-$4.45

Result Drivers

* CORE EARNINGS GROWTH - Record core earnings driven by improved profitability and reduced catastrophe costs, per CEO Marita Zuraitis

* PROPERTY & CASUALTY - Segment's combined ratio improved by 15 points over prior year, contributing to earnings

* BUSINESS DIVERSIFICATION - Diversified business model supported strong net income and core earnings growth

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q2 Miss $411.70 $424.70

Revenue mln mln (2

Analysts

)

Q2 Core Beat $1.06 $0.6 (5

EPS Analysts

)

Q2 Net $29.40

Income mln

Analyst Coverage

* The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 2 "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"

* The average consensus recommendation for the property & casualty insurance peer group is "buy"

* Wall Street's median 12-month price target for Horace Mann Educators Corp ( HMN ) is $48.00, about 12.4% above its August 5 closing price of $42.06

* The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 11 three months ago

Press Release:

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)