Overview

* Norwood Financial ( NWFL ) fiscal Q2 EPS rises 29% yr/yr to $0.67

* Net interest margin improves to 3.43% from 2.80% yr/yr

* Loans grew at a 4.4% and 8.2% annualized rate during Q2 and year-to-date, respectively

Outlook

* Norwood Financial ( NWFL ) sees "solid" momentum entering the second half of 2025

Result Drivers

* NET INTEREST INCOME - Driven by higher asset yields and lower liability yields, boosting net interest margin to 3.43%

* DEPOSIT GROWTH - Deposits rose at a 15% annualized rate year-to-date, with reduced deposit costs enhancing margins

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q2 EPS $0.67

Q2 Net $19.06

Interest mln

Income

Analyst Coverage

* The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 1 "strong buy" or "buy", 1 "hold" and no "sell" or "strong sell"

* The average consensus recommendation for the banks peer group is "buy"

* Wall Street's median 12-month price target for Norwood Financial Corp ( NWFL ) is $26.25, about 6.6% above its July 21 closing price of $24.52

* The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release:

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)