Overview

* Peoples Bancorp Q3 net earnings fall to $3.7 mln from $4.0 mln last year

* Net interest margin rises to 3.58% from 3.35% in prior year period

* Total loans increase to $1.18 bln at September 30, 2025 from $1.14 bln at end of 2024

Outlook

* Company did not provide specific guidance for future quarters or the full year in its press release

Result Drivers

* NET INTEREST INCOME - Increase driven by higher interest income on loans and reduced interest expenses

* PROVISION FOR CREDIT LOSSES - Increase due to higher reserves on construction loans

* NON-INTEREST EXPENSE - Rise attributed to higher legal fees, debit card expenses, and salaries

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q3 Net $3.69

Income mln

Q3 Net $15.11

Interest mln

Income

Q3 $4.79

Pretax mln

Profit

Q3 $530,000

Provisio

n for

Credit

Losses

Press Release:

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)