Overview

* Simmons Q2 revenue rises 8.6% to $214.2 mln, but misses analysts' expectations

* However, adjusted EPS of $0.44 beats estimates

* Net interest margin rises to 3.06%, fifth consecutive quarterly increase

Outlook

* Company focuses on organic growth amid tariff volatility

* Simmons sees strong loan pipeline supporting future growth

* Company encouraged by positive momentum for second half of 2025

Result Drivers

* NET INTEREST MARGIN - Increased for the fifth consecutive quarter, surpassing 3% ahead of co's expectations

* DEPOSIT COSTS - Declined for the third consecutive quarter, contributing to profitability

* LOAN PIPELINE - Remains strong despite muted overall balance sheet growth

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q2 Miss $214.20 $217.10

Revenue mln mln (6

Analysts

)

Q2 Beat $0.44 $0.39 (6

Adjusted Analysts

EPS )

Q2 EPS $0.43

Q2 Beat $56.10 $49.40

Adjusted mln mln (6

Net Analysts

Income )

Q2 Net $54.80

Income mln

Q2 CET1 12.4%

Capital

Ratio

Analyst Coverage

* The current average analyst rating on the shares is "hold" and the breakdown of recommendations is 1 "strong buy" or "buy", 5 "hold" and no "sell" or "strong sell"

* The average consensus recommendation for the banks peer group is "buy"

* Wall Street's median 12-month price target for Simmons First National Corp ( SFNC ) is $21.00, about 7.2% above its July 16 closing price of $19.49

Press Release:

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)