05:00 PM EST, 01/23/2025 (MT Newswires) -- SLM (SLM) reported Q4 earnings late Thursday of $0.50 per diluted share, down from $0.72 a year earlier.

Analysts polled by FactSet expected $0.55.

Revenue for the quarter ended Dec. 31, expressed as the sum of net interest income and total noninterest income, was $390 million, compared with $443 million a year earlier.

Analysts surveyed by FactSet expected $397.4 million.

The company said it expects full-year 2025 diluted earnings of $3.00 to $3.10. Analysts surveyed by FactSet expect $3.08.

Shares were down nearly 2% in extended session.