Overview

* United Bancorp ( UBCP ) Q2 diluted EPS rises 10% to $0.33

* Net income for Q2 2025 increases 10% to $1.914 mln

* Company's net interest income grows 6.4% yr/yr

Outlook

* Company anticipates continued growth in net interest income and margin expansion

* United Bancorp ( UBCP ) expects new initiatives to drive future profitability

Result Drivers

* ASSET GROWTH - Total assets increased by $26 mln, driven by gross loans and cash growth

* INTEREST INCOME - Net interest income rose 6.4% yr/yr, fueled by asset growth

* CREDIT STABILITY - Maintained credit strength with low nonperforming assets despite economic uncertainty

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q2 EPS $0.33

Q2 Basic $0.33

EPS

Analyst Coverage

* The one available analyst rating on the shares is "buy"

* The average consensus recommendation for the banks peer group is "buy"

* Wall Street's median 12-month price target for United Bancorp Inc ( UBCP ) is $20.00, about 29.8% above its July 30 closing price of $14.04

* The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release:

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)