Overview

* United Bancshares ( UBOH ) Q3 net income rises to $2.99 mln

* Net interest margin for Q3 improves to 3.76% from 3.12% in 2024

* Company announces $0.23 dividend, 22.8% of Q3 net income

Outlook

* Company did not provide specific financial guidance for future quarters or the full year in the press release

Result Drivers

* LOAN AND DEPOSIT GROWTH - United Bancshares ( UBOH ) reports $37.9 mln loan growth and $11.5 mln core deposit growth, contributing to improved financial results

* NET INTEREST INCOME - A $6.5 mln increase in net interest income drove the rise in net interest margin to 3.76%

* ASSET QUALITY - Asset quality metrics remain strong with stable non-performing and classified loans, and low charge-offs

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q3 Net $3 mln

Income

Q3 $0.23

Dividend

Q3 Net 3.76%

Interest

Margin

Press Release:

For questions concerning the data in this report, contact [email protected]. For any other questions or feedback, contact .

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)