Overview

* Valley National Bancorp Q3 2025 revenue and adjusted EPS beat analyst expectations

* Net interest margin increased to 3.05% due to higher yields on new loans

* Company repurchased 1.3 mln shares, reflecting confidence in financial position

Outlook

* Valley National Bancorp ( VLY ) did not provide specific financial guidance for future quarters in its press release

Result Drivers

* NET INTEREST INCOME - Driven by higher yields on new loan originations and increases in average loans and taxable investments

* NON-INTEREST INCOME - Increased due to growth in service charges and wealth management fees

* LOAN PORTFOLIO DECLINE - Decrease in commercial real estate and industrial loans due to targeted runoff and repayment activities

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q3 Beat $511.11 $510.85

Revenue mln mln (11

Analysts

)

Q3 Beat $0.28 $0.25

Adjusted (14

EPS Analysts

)

Q3 EPS $0.28

Q3 Beat $164.10 $146.36

Adjusted mln mln (12

Net Analysts

Income )

Q3 Net $163.35

Income mln

Q3 $19.17

Provisio mln

n For

Credit

losses

Analyst Coverage

* The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 11 "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"

* The average consensus recommendation for the banks peer group is "buy"

* Wall Street's median 12-month price target for Valley National Bancorp ( VLY ) is $13.00, about 21.1% above its October 21 closing price of $10.26

* The stock recently traded at 9 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release:

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)