Velocity Financial, Inc. operates as a real estate finance company in the United States.

The company originates and acquire loans, which is secured by mortgage liens on income-producing and/or owner/user commercial properties, including investor 1-4, a non-owner occupied residential rental properties with 1-4 units; residential apartments combined with office or retail space; and multi-family comprising traditional apartment buildings, condominiums, and other residential properties with 5+ units.

It also finances for retail properties with various types of retail products and merchandise or services; commercial properties occupied by professional or business offices; and warehouse and other properties, which include self-storage units, auto services, hospitality, light industrial, and other commercial enterprises, as well as provides short-term and interest-only loans for acquisition and improvement of 1-4-unit residential properties.

The company offers its products through a network of independent mortgage brokers for independent real estate investors and small business owners.

Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.