Yiren Digital Ltd. operates an AI-powered platform.

Its platform provides suite of financial and lifestyle services in the People's Republic of China. It delivers insurance solutions to individuals, families, and businesses to augment their overall well-being and security.

The company also provides premium lifestyle services and digital financial services supporting clients at various stages of their growth journey and catering to their financing needs that arise from consumption and production activities.

The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019.

Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of Creditease Holdings (Cayman) Limited.