09:11 AM EDT, 10/07/2024 (MT Newswires) -- Consumer finance companies' Q3 fundamentals are likely to be generally stable amid a healthy but slower growth consumer environment, RBC Capital Markets said Monday in its consumer finance earnings preview for the quarter.

"Trends have normalized in recent quarters with credit metrics showing more modest year-over-year increases and guidance suggests that card losses have crested," RBC said.

On call topics, the firm said companies are likely to focus on core credit trends, consumer health and spending trends.

"On late fees, we expect a refreshed discussion on the expected impacts that considers the potential further delay (in the implementation of the final Consumer Financial Protection Bureau late fee rule), as well as the early successes of ongoing mitigation actions," RBC said.

The firm said it also expects some commentary on the margin sensitivity to the recent rate cut.

Price: 35.67, Change: +0.56, Percent Change: +1.58