Overview

* LendingClub ( LC ) Q3 revenue grows 32% yr/yr, beating analyst expectations, per LSEG data

* Diluted EPS nearly tripled compared to prior year to $0.37

* Company secures $1 bln investment agreement with BlackRock through 2026

Outlook

* LendingClub expects Q4 2025 loan originations of $2.5B to $2.6B

* Company projects Q4 2025 PPNR of $90M to $100M

* LendingClub anticipates Q4 2025 ROTCE of 10% to 11.5%

Result Drivers

* ORIGINATIONS GROWTH - 37% increase in loan originations to $2.6 bln driven by product and marketing initiatives

* REVENUE INCREASE - 32% revenue growth to $266.2 mln driven by higher marketplace sales, loan sale pricing, and strong credit performance

* CREDIT PERFORMANCE - Credit outperformance with 37% better performance vs. competitors, contributing to financial results

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q3 Beat $266.20 $256.38

Revenue mln mln (11

Analysts

)

Q3 EPS $0.37

Q3 Net $44.30

Income mln

Q3 $46.30

Credit mln

Loss

Provisio

n

Q3 $57.20

Pretax mln

Profit

Analyst Coverage

* The current average analyst rating on the shares is "buy" and the breakdown of recommendations is 8 "strong buy" or "buy", 3 "hold" and no "sell" or "strong sell"

* The average consensus recommendation for the consumer lending peer group is "buy"

* Wall Street's median 12-month price target for LendingClub Corp ( LC ) is $19.00, about 12% above its October 21 closing price of $16.72

* The stock recently traded at 13 times the next 12-month earnings vs. a P/E of 13 three months ago

Press Release:

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)