(Corrects adjusted EPS in Key Details table to $4.87, from

$4.82)

Overview

* M&T Bank ( MTB ) Q3 net income rises to $792 mln, with EPS at

$4.82

* Net interest income increased to $1.76 bln, reflecting

asset and

liability repricing

* Company repurchased 2.1 mln shares for $409 mln in Q3 2025

Result Drivers

* NET INTEREST INCOME - Increased $51 mln due to additional

earnings day, favorable repricing, and adjustments related to

municipal bonds

* NONINTEREST INCOME - Rose due to $28 mln earnout from CIT

business sale, $20 mln from BLG investment, and higher mortgage

banking revenues

* NONINTEREST EXPENSE - Increased due to higher severance

costs,

renewable energy tax credit impairment, and executive retirement

plan expenses

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q3 $4.87

ADJUSTED

EPS

Q3 EPS $4.82

Q3 Net $792 mln

Income

Q3 Net $1.76

Interest bln

Income

Q3 CET1 10.99%

Capital

Ratio

Q3 Net 3.68%

Interest

Margin

Q3 $125 mln

Provisio

n for

Credit

Loss

Press Release:

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(This story was created using Reuters automation and AI based

on LSEG and company data. It was checked and edited by a Reuters

journalist prior to publication.)